Where did the all the money go?

Many of you have asked why and how did we get to this place where banks are in trouble and markets messed up. Well I was going to write an article explaining all this, but instead found a video that explains better than I could. Any way, please take the time to watch the video if you really want to understand it better. The video is about 10 minutes long but it will help answer the question everyone has about why the Fed made funds available to the major banks and why the banks are not making those funds available to loan. http://www.mortgagesuccesssource.com/go/markmarket/